Health Insurance for Self-Employed Truck Drivers As a self-employed truck driver , you have a lot of responsibilities to manage, and one of the most important ones is ensuring that you have adequate health insurance coverage. As an independent contractor, you may not have access to the same benefits as employees of a company. However, with some research and careful planning, you can find health insurance that fits your needs and budget. Health insurance for Self Employed Truck Drivers Here are some important considerations for self-employed truck drivers looking for health insurance: 1. Understand your options: The first step in finding the right health insurance plan is to understand your options. There are several types of plans available, including Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and High Deductible Health Plans (HDHPs). Each type of plan has its own pros and cons, so ...